SubmitReferralDto

clientConsentMethodstringrequired

How the client granted initial DPPA §13 consent — required at submit so the platform can transmit PII to the insurer.

Possible values: [sms, voice_call, in_person, portal, agent_form, ussd, whatsapp, other]

additionalConsentPurposesstring[]

Purposes the client explicitly consented to. Server always writes data_processing + third_party_share on submit (required for the insurer route); additional purposes here (e.g. marketing) opt the client into those flows.

SubmitReferralDto

{
  "clientConsentMethod": "sms",
  "additionalConsentPurposes": [
    "string"
  ]
}